SM40 Terms and Conditions — Know Before You Play

1 General Terms & Introduction

These terms and conditions constitute a legal agreement between SM40 (bundles.sm40.win) and its users. SM40 is an online gaming and Sports Betting platform operating under an international gaming license. SM40 provides full service to Bangladeshi users.

By accessing the SM40 website or mobile platform, registering an account, or using any game or service, you agree to these terms and conditions. If you do not agree with any of them, please refrain from using SM40.

• SM40 reserves the right to amend these terms and conditions at any time.
• Sm40 will post a notice on the website whenever the terms are updated.
• Continued use of the platform following any changes will be deemed acceptance of the new terms.
• All SM40 services are available to users aged 18 and above.

2 Account Registration & Verification

Opening an account on SM40 is quick and straightforward. However, meeting certain basic requirements is mandatory. SM40 wants to ensure that every account belongs to a genuine and eligible individual.

Registration Terms

• Users must be at least 18 years of age at the time of registration.
• Only one account may be registered per mobile number.
• All information provided during registration must be truthful and accurate.
• Accounts found using fake names, mobile numbers, or identities will be closed.
• SM40 may request additional documents for identity verification at any time.
• It is entirely the user's responsibility to keep their account password secure.

3 Deposit & Payment Methods

Making a deposit on SM40 is easy and secure. All popular mobile banking methods in Bangladesh are supported.

Deposit Rules

• The minimum deposit amount is BDT 200.
• Deposits can be made via bKash, Nagad, and Rocket.
• Funds are typically credited to your balance within 5 minutes of a deposit.
• Deposits must be made from an account registered in your own name.
• Funds sent from third-party accounts are not accepted.
• SM40 charges no deposit fees; however, fees from your payment provider may apply.

4 Withdrawal Policy & Payment Processing

Withdrawing your winnings on SM40 is completely hassle-free. A few rules apply to ensure smooth operations.

• The minimum withdrawal amount is BDT 500.
• Withdrawals can only be made to a mobile banking account registered in your own name.
• Payments are typically completed within 5–15 minutes; during peak hours, it may take up to 24 hours.
• Withdrawal requests may be rejected if the bonus wagering requirements have not been met.
• Daily withdrawal limits are set by sm40; VIP members are entitled to higher limits.
• Large withdrawal requests may be held until verification is complete.
• SM40 reserves the right to carry out additional verification on suspicious transactions.

5 Bonuses & Promotional Offers

SM40 regularly offers bonuses and promotions. Each offer has its own terms, which are clearly stated on the offer page.

General Bonus Terms

• The welcome bonus is available to new members only and applies to the first deposit.
• Each bonus may have its own Wagering Requirement (WR) — typically ranging from 10x to 30x.
• If the WR is not met within 7 days of receiving the bonus, the bonus will be cancelled.
• Each promotion may be used only once per account.
• Winnings earned using a bonus cannot be withdrawn before the WR has been fulfilled.
• SM40 reserves the right to modify or cancel any bonus offer.
• If bonus abuse is proven, both the bonus and any associated winnings will be forfeited.

6 Gaming Rules & Fair Play

SM40 is committed to providing a fully fair and transparent gaming environment. All our games are powered by internationally certified RNG software.

• All game outcomes are determined by RNG (Random Number Generator) technology.
• If a technical issue occurs during a game, that round may be cancelled.
• If a game is interrupted due to a network disconnection, the outcome of that round will be determined based on the server's records.
• SM40's server records shall serve as the final and definitive evidence in all disputes.
• Once a bet has been placed on Sports Betting and the event has started, the bet cannot be cancelled.
• Any winnings obtained by exploiting a game bug or glitch will be voided.

7 Prohibited Activities

Certain activities are strictly prohibited on SM40. Engaging in any of them may result in permanent account closure and full forfeiture of all balances.

• Operating multiple accounts under the same person's name.
• Attempting to exploit the bonus system for financial gain.
• Attempting to hack, manipulate, or alter SM40's software or systems.
• Attempting to gain unauthorized access to another member's account.
• Using sm40 for money laundering or any unlawful financial transactions.
• Playing games using automated bots or scripts.
• Impersonating SM40 staff or defrauding other members.

8 Account Suspension & Closure Policy

SM40 reserves the right to suspend or close any account as needed to maintain platform security and fair play.

• If a rule violation is detected, a warning will be issued first.
• In cases of serious violations, an account may be permanently closed without prior notice.
• Users who wish to close their account may do so by contacting support.
• Sm40 may charge a maintenance fee on accounts that have been inactive for an extended period ( over 12 months).
• Before an account is closed, the verified balance may be withdrawn, provided no rules have been violated.

9 Limitation of Liability

SM40 always strives to deliver uninterrupted and secure service. However, SM40's liability is limited under certain circumstances.

• Sm40 is not responsible for service interruptions caused by natural disasters, cyberattacks, or government directives.
• Sm40 will not compensate for any game losses resulting from the user's own internet disconnection.
• Sm40 is not liable if account credentials are compromised due to the user's own negligence.
• Sm40 is not liable for transaction delays caused by issues with third-party payment providers.
• SM40's total liability shall under no circumstances exceed the total funds deposited in the user's account.

10 Terms Revision Policy

SM40 may update these terms and conditions at any time due to business requirements, legal changes, or platform improvements.

• SM40 will notify users via a website banner or notification before any significant changes take effect.
• Continued use of the platform after any changes have been made will be considered acceptance of the updated terms.
• The most current version of the terms will always be available on this page.
• Sm40 is not obligated to retain copies of previous versions of the terms.

11 Responsible Gaming Policy

SM40 believes gaming should be an enjoyable experience, not a source of financial stress. That is why responsible gaming is SM40's top priority.

• SM40 offers deposit limit settings to help you stay within your budget.
• Through the self-exclusion option, users can take a break from the platform for a set period of time.
• The cooling-off period allows you to take a gaming break for 24 hours or 7 days.
• If you feel you may be developing a gambling addiction, contact sm40 Support immediately.
• Parents are advised to use parental controls to keep minors away from gaming.

For more details, visit our Responsible Gaming View page.

12 Contact & Dispute Resolution

If you have any questions or complaints regarding SM40's terms and conditions, please contact our support team. We always aim to provide fair and prompt resolutions.

• Our support team is available 24/7 via live chat.
• Email: [email protected] (replies are typically sent within 24 hours)
• Any dispute will first be addressed through mutual discussion.
• If SM40's decision is not final, an international gaming arbitration body may be consulted.
• These terms and conditions are governed by international gaming law.